ART African Risk Transfer

YOUR PAN-AFRICAN SPECIALIST BROKERAGE

Financial Lines

Financial Lines Insurance solutions for navigating business complexities with confidence and clarity

In today's business landscape, organizations contend with inherent risks from diverse sources, necessitating strong risk management practices to mitigate liability and financial losses.

Despite meticulous planning, risks persist due to factors such as regulatory changes, unforeseen events, human error, and evolving market conditions. We specialize in tailoring insurance solutions to address specific risks, providing a crucial layer of protection and peace of mind for businesses navigating uncertain terrain.

Directors and Officers Insurance (D&O)

D&O is vital for shielding directors and officers from personal litigation risks related to their roles. It offers financial protection for legal expenses, settlements, and judgments, safeguarding both individuals and the company. Without it, directors and officers face substantial personal liability risks, making D&O a prudent investment for companies.

Professional Indemnity Insurance (PI)

PI is crucial for professional service providers, providing essential financial protection and risk mitigation. In today’s litigious environment, minor mistakes can result in costly lawsuits and reputational harm. PI is vital for any risk management strategy and helps businesses protect their assets, ensure financial stability, and demonstrate their commitment to accountability and professionalism to clients and stakeholders.

Cyber Liability Insurance

Cyber attacks pose a significant and rapidly growing threat to organizations worldwide, with businesses ranking cyber as one of their top risks. Cyber liability insurance offers financial protection, legal coverage, and support for reputation management, helping organizations mitigate the financial and reputational risks associated with cyber incidents. As cyber risks evolve, investing in Cyber Insurance is vital for organizations of all sizes and industries to safeguard against the growing threat landscape.

Crime Insurance

While robust internal controls are crucial for preventing fraud, no system is foolproof, and trusted employees can still engage in fraudulent behavior. Crime Insurance offers an extra layer of financial protection against business-related crime, complementing internal controls. This coverage provides peace of mind to business owners and stakeholders, ensuring they have financial protection in place to mitigate the impact of fraudulent activities or theft within the organization.

As risks evolve and challenges arise, investing in comprehensive insurance coverage becomes not just a prudent choice, but an essential strategy for safeguarding the future and ensuring enduring success. Reach out to our team today for tailored solutions designed to address your organization's specific needs and risks.
Wesly Fleischer

E: wesly@africanrisktransfer.co.za
M: +230 585 77958

A goal-driven insurance professional with six years of experience, is dedicated to driving revenue growth and ensuring customer satisfaction. With a diploma in short-term insurance, Wesly aims to pursue a degree, emphasizing the importance of continuous learning. Friendly, ambitious, and committed to client-centric solutions, Wesly believes knowledge is the key to success.

Caroline Li Ching Yan
Caroline Li Ching Yan​

E: caroline@africanrisktransfer.co.za
T: +230 260 0110

A business administration graduate with an advanced diploma in insurance, and over 10 years of underwriting experience. Making a successful switch to broking four years ago, she finds satisfaction in guiding individuals to choose optimal insurance plans. Caroline’s motto revolves around self-belief, positivity, and doing one’s best, fostering personal and professional growth.