ART African Risk Transfer


Our Team

Our strength lies in our people. With over three decades of experience, our team has consistently delivered tailored risk solutions across the continent. Get to know the professionals who ensure ART remains at the forefront of insurance and risk management

Managing Directors

Gavin Courtenay

Managing Director fEAH

Gavin heads up the Group’s African growth efforts. Gavin’s hands-on approach sees him as the primary liaison with key insurance carrier management teams. He is passionate about driving the company’s new business strategy and interacting with clients.

Peter Nicholson
Peter Nicholson
Managing Director MAU

Peter has a keen understanding of multiple classes of insurance, operating as the lead on some of ART’s largest client portfolio’s
including Pan-African Real Estate, Construction, Hospitality and Political Risks. He is also technically skilled on the financial
lines classes of insurance including D&O; PI; Cyber Liability and Commercial Crime.

Annitta Satyapreya
Annitta Satyapreya

Managing Director SEY

As a qualified insurance broker, Annitta brings over 30 years of experience and expertise with her. She has an intricate
understanding and knowledge of wordings and coverage provided, ensuring she always offers professional service and
advice. Annitta makes sure her clients are constantly updated in respect of the latest industry trends.

Anthony Courtenay

Managing Director SA

As part of the founding family of SATIB, Anthony has spent his entire career in financial services. He obtained a Social
Sciences Degree from the university of Natal, PMB, and  joined SATIB thereafter. He
performs various management duties, administrates key insurance facilities, develops bespoke industry products and services key clients.

Sean van der Maas
Sean van der Maas

Managing Director ZAM

Sean is a Member of the Chartered Insurance Institute with an excess of 15 years in the insurance sector, initially in London and then in South Africa and Zambia. Sean has been the Managing Director of ART Zambia since 2009. 


Stephanie Pallamy
Stéphanie Pallamy
Director MAU
ACII, joined ART in 2018 and brings over 25 years of insurance industry expertise in Mauritius. As a Chartered Insurer and former council member of the Insurance Institute of Mauritius, Stéphanie currently leads administrative support and serves as a director at ART, showcasing a wealth of knowledge and leadership in the field.
Director SEY

Paul is a qualified Chartered Management Accountant and with twenty-two years’ experience in various industries across the world, Paul brings best practices to each company he works at. Throughout his career, Paul has been a mentor to those who report to him, ensuring staff development and succession to his role on his departure from the business.

Robert Sichilimba
Director ZAM
Debbie heads up the Human Risks division. Her expertise spans across key areas such as International Private Medical Insurance (IPMI), Kidnap, Ransom & Extortion, Evacuation, Travel, Life, Disability, and Critical Illness coverages. Debbie will also steer the collaboration between ART and JW Seagon, and expand ART’s offerings in international health and life insurance.


Mark Hing
Structured Solutions

With over 20 years in corporate and investment banking in London and South Africa, Mark, a former banker, specializes in trade finance, working capital, and structured finance. His expertise includes risk distribution through financial and insurance-backed solutions. Mark provides bespoke credit solutions for financial institutions, international clients, and large local corporations across Africa and globally.

Ashvinah Kaulowa
Structured Solutions

Serving as an Account Handler – Structured Solution at African Risk Transfer since January 2023, brings a wealth of experience in finance and supply chain. Currently pursuing an MBA in Financial Risk Management, Ashvinah’s efficiency, cost-effectiveness, and readiness for new challenges contribute to the company’s objectives.


A goal-driven insurance professional with six years of experience, is dedicated to driving revenue growth and ensuring customer satisfaction. With a diploma in short-term insurance, Wesly aims to pursue a degree, emphasizing the importance of continuous learning. Friendly, ambitious, and committed to client-centric solutions, Wesly believes knowledge is the key to success.

Caroline Li Ching Yan
Caroline Li
Ching Yan​

A business administration graduate with an advanced diploma in insurance, has over 10 years of underwriting experience. Making a successful switch to broking four years ago, she finds immense satisfaction in guiding individuals to choose optimal insurance plans. Caroline’s motto revolves around self-belief, positivity, and doing one’s best, fostering personal and professional growth.

Sadia Van Wyk
van Wyk
Property and Engineering

A senior corporate broker with over 21 years in broking, underwriting, and reinsuring, specializes in handling large, complex multinational clients. Her expertise spans pre-renewal, placing, and post-renewal processes, showcasing proficiency in working independently or collaboratively. Sadia excels under high-pressure situations, emphasizing organizational skills and a commitment to meeting deadlines.

Farzana Pokeerbux
Property and Engineering

An experienced insurance underwriter, is passionate about risk assessment and client satisfaction. Devoted to providing tailored solutions, Farzana excels in fostering positive relationships, boosting team morale, and achieving collective goals. She is reliable, supportive, and strives to make a positive impact, one policy at a time.

Debbie Dando
Debbie Dando

Debbie’s expertise spans key areas such as International Private Medical Insurance (IPMI), Kidnap, Ransom & Extortion, Evacuation, Travel, Life, Disability, and Critical Illness coverages. She also steers the collaboration between ART and JW Seagon, expanding ART’s offerings in international health and life insurance.


Anusha excels in communication,  administration, and prompt, friendly service. She is committed to compliance and legality, and plans to pursue advanced certification in insurance, echoing B.B. King’s sentiment that the beauty of learning is irreplaceable.

Priscilla Valayodapillai

Priscilla has over 15 years of experience, ranging from administration to personal assistant, front desk, event organizer, secretary, and accounting assistant. She thrives on multitasking and eagerly embraces new challenges to contribute to the company’s objectives.


Maxwell Tembo
Branch Manager Kitwe

Maxwell has over 20 years of experience in the insurance industry and joined ART in 2019. 


With over 7 years of experience, Chioni’s expertise extends to multi-national NGOs and mining firms, where she has developed specialized employee benefits and risk management solutions. 

Nancy Muyunda

Nancy is an experienced Insurance underwriter, Tial expert, and data entry clerk.  Her primary job functions are invoicing, preparing renewal notices, and customer services.


Angelique Charlette

Angelique is enthusiastic about acquiring new skills and expanding her knowledge base. She views challenges as an opportunity to grow and develop, and takes on responsibilities that allow her to contribute to the success of the team.